Employee Benefits

You have critical decisions to make that will impact employees, their families, and your business. We work with you to ensure that your employee benefits plan works as an integral part of your overall business strategy.

 

We utilize software that has the most comprehensive healthcare cost modeling tools which allow us to benchmark the current plan versus proposed plans and assess the expected impact. We are able to show you projections, enrollment forecasting, and contribution strategies all in real time.

Online Benefits Enrollment

To engage employees with their health and well-being, we employ a revolutionary Health-as-a-Service platform that meets consumer needs through a web portal and mobile app. This platform streamlines the enrollment process and makes employee access to health and benefits products simple and easy.

 

With this platform you will have the ability to post forms and documents for review, acceptance, or signature. This paperless capability cuts out printing, scanning, and faxing forms between HR and your employees and provides a virtual library of documents employees can look through.

Compliance

To engage employees with their health and well-being, we employ a revolutionary Health-as-a-Service platform that meets consumer needs through a web portal and mobile app. This platform streamlines the enrollment process and makes employee access to health and benefits products simple and easy.

 

With this platform you will have the ability to post forms and documents for review, acceptance, or signature. This paperless capability cuts out printing, scanning, and faxing forms between HR and your employees and provides a virtual library of documents employees can look through.

Wellness

Through our LiveWell programing we provide employers with wellness initiatives. Our approach provides an in-depth look at your population’s current health and allows us to design programming that addresses underlying health issues. These initiatives support your employees in taking control of their overall health and well-being.

Biometric Screenings

A comprehensive blood test that provides individuals valuable information about their overall health in an individualized report. The employer receives an aggregate report that measures the overall health of employees and grades risk into five modifiable chronic health conditions. This allows us to create programming to target those trouble areas.

Health Coaching

Working with you, we are able to put together a team of wellness coaches that will assist your employees with diet and exercise, while teaching them about why their health is so important. These industry professionals provide accountability and feedback to employees which helps keep them focused on their goals.

Ancillary Lines

Together, we assess your goals and examine your population’s demographics. Then, we research the market, negotiate rates, and provide you with plan options that help to meet your needs.

 

We work with all major carriers to develop enrollment materials designed to help the employee understand your benefits package, the cost, and how much the company is investing to provide this package. Most importantly, we work with your team from the initial implementation through the daily details to ensure your plan runs the way it should.

Third Party Administration

COBRA

We help to reduce compliance risk by handling the COBRA process for employers from beginning to end. Since there are many rules and regulations when dealing with COBRA, notifying Babb, Inc. as soon as possible of a qualifying event starts the COBRA clock and reduces your liability.

FSA

When your employee enrolls in an FSA, they are able to set aside a portion of their pay on a pre-tax basis. The money in an FSA account can be used to pay for things such as: doctor visit co-pays/deductibles, eyeglasses, dental work, or RX, just to name a few.

MRP

As a third party administrator we offer Medical Reimbursement Plans to employer groups who choose to move to a high deductible plan. This gives employers the ability to help their employees cover their medical expenses.