Commercial Lines

With over 250 years of experience, our commercial Property and Casualty department is dedicated to finding the best insurance products to help your business or organization. Our committed and knowledgeable industry professionals deliver in-depth consultative services to help you prevent losses resulting from workplace injuries or illnesses, property damage, or product liability exposures.


Our association with PAR (Professional Agents Reinsurance), a quality control program, allows us to perform at the highest level. Through yearly audits, we have been able to streamline and update our practices to provide the best service for you and your business or organization.


Our Property and Casualty Department has many moving parts. One of the most significant is Babb’s response to claims on behalf of our clients. When we are alerted of a claim, we ensure that it is reported timely and appropriately. We continue to monitor the claim until its final disposition.


Rest easy knowing that Babb works as an advocate for you. We have a dedicated claims professional to assist you through the claims process. Our mission is to minimize the disruption of your business when a claim occurs and to ensure the insurance company is responding the way your policy was designed.

Claims Service

  • 24/7 – claim reporting hotline
  • Develop and monitor claims reporting procedures to ensure compliance
  • Monitor claims to ensure they are being handled fairly and appropriately
  • Review accuracy of claims reserves
  • Review policies to determine the correct coverage position is applied
  • Serve as a liaison between policyholder and the insurance company
  • Provide loss runs as requested

  • Conduct claim summary reports
  • Conduct quarterly or yearly claim reviews
  • Offer alternative claims management suggestions and resolution process to adjusters to enhance prompt resolution to claims
  • Provide claim variance reports to highlight specific claim activity or specific trends
  • Claim consultation

How To Report A Claim



Babb Absence Management Services (BAMS) is a third party administrator and risk consultant of workers’ compensation and disability management program.


Our focus is to make a financial difference by managing, reducing, and controlling costs, while keeping your employees safe and healthy.


An important element of our philosophy is to control risk factors. We do this by using key methods and techniques through our WorkRisk360 program which identifies, tracks, and analyzes key risk factors.

Our Extensive Services:

  • MMSEA Section111 reporting
  • Stringent Pharmacy Benefit Manager
  • Medical Bill Review and PPO Discounts
  • Subrogation Recovery Experts
  • Performance Trend Analysis
  • Customized Business Plans

  • Claim Consulting Services for Commercial Insurance
  • Group and Individual Self Insured Arrangements
  • Captives
  • Feasibility Studies
  • Claims Management
  • Predictive Index and Functional Employment Testing

WorkRisk360 is a step by step measurement process that scientifically scores workers’ compensation and safety programs creating specific, achievable, and actionable intelligence. Upon completion of the assessment, Babb prepares a comprehensive report detailing the strengths of the organization, opportunities for improvements, and our recommendations to help our client realize a higher level of success.


With the support of our experienced and credentialed professionals we make it simple.

Property Pro and Construction Pro

BABB Property Pro

Leading the way as industry professionals in a niche market. We have been working with shopping centers, condo associations, apartment complexes, industrial parks, and office and commercial buildings for over 20 years.


For more information on Babb Property Pro, please visit our site.

BABB Construction Pro

As a broker, Babb, Inc. understands construction based accounts. We have access to the major carriers and offer our clients personalized service that many insurance buyers simply do not receive from large publicly traded agencies.


For more information on Babb Construction Pro, please visit our site.