INELIGIBLE HEALTH CARE EXPENSES:
These services are not eligible through a Health Care FSA under most circumstances.
- Breast Pumps
- Cosmetic Surgery
- Dental Bleaching
- Dental Hygiene Products
- Electrolysis
- Family Counseling
- Health Club dues
- Herbs
- Humidifiers
- Hypoallergenic Lines
- Hypoallergenic Pillows
- Insurance Premiums
- Marriage Counseling
- Marijuana
- Medicated Shampoo/Soap
- Neck Support Pillows
- Sex Change
- Skin Moisturizers
- Sonicare Products
- Supplements
- Toiletries
- Weight Loss Meals
Documentation Required:
There is a small group of items that may be allowed if and only if you are diagnosed by a medical doctor (M.D.) with a specific medical condition and that the specific item is medically necessary to treat the condition. These items must be to treat the condition and cannot be for preventive purposes.
- Acne Treatment
- Blood Pressure Machine
- Cayenne Pepper
- Chondroitin
- Custom Orthodontics
- Fiber Supplements
- Glucosamine
- Hormone Therapy
- Massage therapy
- St. John’s Wort
- Sunscreen
- Vitamins
For Example:
An individual suffers from anemia and the doctor prescribes iron supplements to treat the anemia. The medical doctor would need to diagnose the participant with anemia and provide a letter stating the diagnosis and that iron supplements are medically necessary to treat the condition. The participant would need to be diagnosed with the condition in order for the expense to be eligible. The iron could not be allowable for someone who may be at risk for anemia and is taking it for preventive reasons.
Remember, it will be your responsibility to find out if a service is eligible before you sign up for the benefit.